This is ConsumerCreditUS.  The verification company has instructed PayPal to refund your payment of $9.95 for verification.

You have already gone through our process in the past and therefore, the offer will not be of any benefit to you. You do not need to get verified again.

For other options which are free and do not have a guarantee, please click the following link:

https://consumercreditus.com/cezc-services-main/

Sincerely, William Flores, ConsumerCreditUS